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Buying your first home?

FND can help you start your property journey. We'll work with you on getting the right home loan for your situation.

Residential Houses
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Home loans 101: Loan to Value Ratio (LVR)

Find out what a Loan to Value Ratio is, how it affects your home loan and how you can improve it.

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What are home loan interest rates?

If you’re a first homebuyer, you should understand what interest rates are and how they work

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Home loans 101: Stamp duty

Stamp duty is one of the most costly factors of buying a home, so it's important to be prepared

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Home loans 101: How much can I borrow?

Your borrowing power helps you know what homes you can afford. Find out how what affects your borrowing capacity and how to increase it here.

Home loan jargon

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Home loans 101: Split rate home loans explained

Find out how splitting your loan could help you make the most of a fixed and variable interest rate

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Home loans 101: fixed rate home loans

Learn more about fixed rate home loans and the benefits and drawbacks in this helpful guide

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Your guide to variable rate home loans

Learn more about variable rate home loans in this helpful guide

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Interest only home loans explained

We explore how interest only home loans affect home loan repayments

Loan type

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How much do you need for a house deposit?

Knowing how much you need for a deposit can make it easier to plan for your new place

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First home buyer guide: government grants and concessions

Learn about the several government grants and concessions available and save money on your first home

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Buying a house with no deposit

Buying your first home with no deposit may sound like a dream come true – but do ‘no deposit’ home loans exist?

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Buying your first home with 5% deposit

A small deposit doesn’t have to hold you back from buying your first home

Saving for a deposit

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How to buy your first home

Buying a home can be a tricky process, but there are a few steps you can take to make things go more smoothly

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The upfront costs of buying a home

Discover what the hidden costs of buying a home are to help you prepare for your purchase

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Explained: What is home loan pre-approval?

Find out what it is, why it can be a good idea and what documents you’ll need to apply

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Home loans 101: What is unconditional approval?

Have an unconditional approval? Let’s explore what that means and what you can do leading up to settlement.

Buy with confidence

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Deciding which type of property is right for you

There are a range of different property options available

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Property inspections and valuations

There’s more to inspecting a property than opening cupboards and looking under beds

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Buying at auction vs private treaty

What are the pros and cons of each, and what do you need to know as a first homebuyer?

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How much does it cost to move into your first home?

Knowing the costs involved can help you plan ahead

Property search

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Aboriginal and Torres Strait Islander Elders

We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities from the many lands where we live, work and gather.

© 2024 Top loan Pty Ltd trading as Finance next door ABN 36 627 801 352, Australian Credit Licence 389087, Credit Rep #:510526

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